Keeping water damage risks under control is a critical endeavour during spring’s heavy rain season. Read on to help keep your property at bay.

Any flood where water flows over or through normally dry land is categorized as an overland flood. Causes include:

• Existing drainage infrastructure that is overwhelmed by severe weather
• High levels of precipitation over several days
• Heavy rainfall over a short period of time
• Rapid snowmelt
• Water levels in a river or stream that exceed its capacity
• Dam failure

Overland flooding can cause immense damage to homes and business. It is one of the most frequent and costly hazards affecting people and economies around the world. Fresh in our collective memory is the catastrophic flooding (and resulting mudslides) sustained by southern British Columbia in late 2021. More than 10,000 Canadians were displaced, large sections of critical roadways were closed, and full recovery is expected to take months. This disaster proved to be the costliest in the region’s history.

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